Contents Inventory Builder

How to build a contents inventory insurers accept

Your insurer needs to know what was damaged, how many, how old and what it costs to replace today. Go room by room, including closets, the garage, the attic and outdoor items. Brand, model and size matter: a 65-inch OLED TV and a 32-inch LCD are not the same line item.

• Start with photos and video of every room, then fill in the list from them
• Use current replacement prices from major retailers, not what you originally paid
• Include small items in bulk (“kitchen utensils – 40 pieces”) — they add up
• Don’t throw away damaged items until the adjuster has documented them
• Group by room so the adjuster can match the list to the photos

For large losses such as fire or flood, a full contents inventory can run to thousands of lines. Houston Public Adjusters handle that work for our clients.

Frequently asked questions