We are a team of licensed public adjusters dedicated to representing policyholders, not insurance companies. Our role is simple but powerful: we help homeowners and business owners throughout Houston document their losses accurately, challenge unfair claim decisions and pursue the full settlement their insurance policies allow.

When disaster strikes, insurance companies already have experts working for them. We believe you deserve the same level of representation. Houston Public Adjusters is operated by Rise Public Adjusting LLC, Texas public adjuster license #3356839, and works alongside our statewide sister firm, TX Public Adjusting.

Who We Serve

Houston is a diverse city with equally diverse property risks. From sudden storms to long-term water damage, no two claims are ever the same. We work with a wide range of clients, including:

Homeowners dealing with storm, fire, water or structural damage
Business owners facing interrupted operations and property losses
Property managers handling multi-unit or commercial claims
Landlords navigating complex coverage and tenant-related issues

Whether your claim is residential or commercial, small or large, we approach every case with the same focus: accuracy, persistence and accountability.

What Makes Public Adjusters Different

Most people only interact with insurance adjusters after a loss — but those adjusters work for the insurance company, not for you. A public adjuster changes the balance.

Insurance Company Adjuster	Public Adjuster (Us)
Represents the insurer	Represents the policyholder
Focuses on cost control	Focuses on fair compensation
Manages multiple claims	Focuses on your claim
Interprets policy conservatively	Interprets policy to your benefit

We step in to manage the technical, time-consuming and often overwhelming parts of the claim so you don’t have to.

Meet Joseph Dittman

Joseph Dittman · Licensed Texas Public Adjuster

Joseph is the licensed public adjuster behind Houston Public Adjusters and TX Public Adjusting. He documents losses with Matterport 3D imaging, builds estimates in Xactimate and Symbility — the same platforms insurers use — and negotiates directly with carriers on behalf of Texas homeowners and businesses. Joseph also writes the claim guides on our blog.

Our Approach

At Houston Public Adjusters, we don’t believe in shortcuts or cookie-cutter claims. Every property, policy and loss scenario deserves a tailored strategy. Our process typically includes:

Comprehensive damage inspection to identify visible and hidden losses
Detailed documentation including photos, measurements, moisture mapping and 3D scans
Policy analysis to uncover all applicable coverages
Claim preparation and submission with accurate Xactimate valuations
Direct negotiation with the insurance company on your behalf
Ongoing follow-up until the claim is resolved

We stay involved from start to finish. No handoffs. No guesswork. And no disappearing once paperwork is filed.

Why Houston Property Owners Choose Us

Houston presents unique insurance challenges: severe weather patterns, flood-prone areas, aging infrastructure and high claim volumes after major events like Harvey, Uri and Beryl. Experience matters here. Clients choose us because we offer:

Local expertise with Houston-area claims and insurers
Licensed public adjusters who understand Texas regulations
Clear communication without jargon or runarounds
No upfront fees — we only get paid if we recover for you
Relentless advocacy when claims stall, delay or underpay

We don’t promise miracles. We promise diligence, transparency and effort — every step of the way.

Transparency You Can Trust

One of the biggest frustrations policyholders face is not knowing where their claim stands. We make communication a priority. What you can expect from us:

Honest assessments of claim strengths and limitations
Regular updates throughout the process
Clear explanations of timelines and next steps
Straight answers — even when they’re not what you want to hear

Our goal isn’t just a better settlement. It’s peace of mind during a stressful time.

Ethics and Advocacy

We take our responsibility seriously. As licensed public adjusters, we are bound by the Texas Insurance Code and professional ethical standards that require us to act in your best interest.

We never:

Inflate damages
Misrepresent facts
Pressure clients into unrealistic expectations

We do:

Defend legitimate claims
Push back against unfair denials
Hold insurance companies accountable to their policies

Your claim is your financial recovery. We treat it that way.

When Should You Call a Public Adjuster?

Many clients reach out too late — after mistakes have already limited their claim. Others call early and avoid costly missteps altogether. You should consider contacting us if:

Your claim was denied or underpaid
The insurance process feels overwhelming
You’re asked to provide extensive documentation
The insurer keeps delaying or changing adjusters
You want an expert review before accepting a settlement

Early involvement often leads to stronger outcomes — but help is available at nearly any stage of the claim.

Our Commitment to Houston

Houston isn’t just our service area — it’s our community. We understand the stress that property damage causes because we’ve seen it firsthand, again and again. Our commitment is simple: advocate fiercely, communicate clearly, act ethically and deliver measurable value.

When you work with Houston Public Adjusters, you’re not hiring a call center or a volume-based operation. You’re partnering with professionals who take your loss personally.

Let’s Talk About Your Claim

Every claim starts with a conversation. If you’re unsure whether you need a public adjuster — or whether your claim is being handled fairly — we invite you to reach out. A consultation costs nothing. The insight can change everything.

About Houston Public Adjusters